The 1% Club Blog
Clear, practical guides to saving, investing, tax and planning your money in India.
Latest articles
Money BasicsWealth Creation: 12 Money Habits That Build Wealth Quietly 2026
Wealth creation is built by twelve money habits repeated in the right order, not by one big win. Start…
19 Oct 2026 · 15 min read
Goal-Based InvestingSukanya Samriddhi Yojana (SSY): Rules, Interest Rate and Whether It Fits Your Goal
The Sukanya Samriddhi Yojana is a government savings account for a girl child. You can open it before she…
19 Oct 2026 · 14 min read
Money Basics10 Investment Mistakes Indian Investors Keep Making 2026
The most common investment mistakes in India are ordinary ones: investing without a goal, chasing past returns, treating a…
19 Oct 2026 · 10 min read
Budgeting50/30/20 Rule: How to Use It on an Indian Salary
The 50/30/20 rule splits your take-home pay into 50% needs, 30% wants and 20% savings. It is a handy…
19 Oct 2026 · 6 min read
BudgetingHow to Track Expenses Automatically in 2026 From Your Connected Accounts
To track expenses automatically, connect your bank accounts in the 1% Club App through the consent-based Account Aggregator system….
15 Oct 2026 · 6 min read
BudgetingWedding Budget 2026: How to Budget for a Wedding in India
To budget for a wedding, work out what you can save each month, decide where the money comes from,…
14 Oct 2026 · 21 min read
Personal Finance
View all
Personal FinanceWhat Is Personal Income: Meaning, Types, and Why It Matters
Most people have a rough sense of what they earn. But personal income is not just your monthly salary…
23 Mar 2026 · 8 min read
Personal FinanceHow to Plan a Child Education Fund to Secure Their Future
A decent engineering seat at a top private college costs ₹15 to ₹20 lakh today. An MBA from a…
23 Mar 2026 · 10 min read
Personal Finance7 Types of Pension Plans in India for Secure Retirement
Retirement planning in India largely falls into two buckets: government-regulated pension schemes and insurance-linked pension products. Both promise a…
23 Mar 2026 · 10 min read
Taxation
View all
TaxationWhat do 10 digits of PAN Card mean?
Do you have a PAN Card? You obviously have. But have you ever wondered what do the 10 digits…
19 Feb 2026 · 2 min read
TaxationDo I have to Pay Capital Gains Tax Below Rs. 5 Lakh If I Have No Income?
Taxation is a constantly discussed issue, specifically queries related to capital gains. The taxation of capital gains under Rs…
19 Feb 2026 · 2 min read
Credit Cards
View all
Credit CardsHow to Use a Credit Card Wisely (and Avoid Interest): 11 Rules for 2026
To use a credit card wisely, treat it as a payment tool, not extra income. Spend only what you…
12 Oct 2026 · 18 min read
Credit CardsHDFC Bank Revises Eligibility for Infinia and Diners Club Black Credit Cards
HDFC Bank has recently updated the eligibility criteria for two of its most prestigious credit cards which are ‘Infinia’…
19 Feb 2026 · 1 min read