FD Calculator

Calculate the maturity value of your Fixed Deposit investment.

Track the real thing, not the estimate

The app follows your real money against this projection, month after month.

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Your Inputs

Amount invested

₹

Annual interest rate

FD interest structure

Time period

Output

Corpus after 5 years₹6.38 L

Invested amount₹5 L

Interest earned₹1.38 L

Corpus after 5 years₹6.38 L

Invested amount₹5 L

Interest earned₹1.38 L

Now that you know your FD maturity amount, learn how to build a smarter plan for your money with the 1% Club

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About Fixed Deposits

Fixed Deposits (FDs) are stable and predictable instruments, offering consistent returns in a volatile market. They suit anyone who wants a smooth financial journey and cannot stomach even small market swings.

Simplicity is the key with FDs. Choose a tenure that suits your goal, whether that is a short-term purchase or saving for tax purposes. Returns may not match riskier options, but they shield your money: the RBI insures scheduled bank deposits up to ₹5 lakh per bank through DICGC, so your position holds even if a bank runs into trouble.

They will, however, often fail to beat inflation.

FD interest calculation formula

A = P * (1 + r/n) ^ (n*t), where I = A - P

Variable	Description
A	Maturity value
P	Principal amount
r	Rate of interest
t	Number of years
n	Compounded interest frequency
I	Interest earned amount

How our calculator can help you

a) Calculates the interest you will accrue on your FD instantly. b) Helps compare interest rates from various banks. c) Helps you identify the ideal FD investment amount to reach your financial goals. d) Guides you toward the right FD type based on your risk appetite and investment needs.