Mutual Fund Calculator

Calculate the future value of your mutual fund investment.

Effective Returns:

Invested Amount₹2,40,000

Returns Generated₹65,076

Total Amount₹3,05,076

Input fields:

Method

Monthly Investment

₹

Expected Annual Returns

Time Period (Years)

About Mutual Fund Calculator

A mutual fund is a collection of money that is professionally managed by a fund manager. It is a trust that collects money from a group of individuals with similar financial goals and invests it in stocks, bonds, money market instruments, and/or other securities as per the mutual fund scheme's mandate. If you want to invest a lump sum in a mutual fund, you need to know your future accumulated amount based on the expected returns for the entire period. Suppose you invest Rs.100 in a mutual fund assuming an annual return of 12%. You intend to invest for five years. What can you expect at the end of five years? Rs.176.23. Let us now decode the magic compound interest formula used in the mutual fund investment calculator here. We are not taking the gains out of the fund at the end of each year. They remain in the fund and compound year after year. So at the end of the first year, as per the compound interest formula, your accumulation will be equal to 100*1.12. At the beginning of second year, now your P = 100*1.12, so accumulation at the end of second year will be 100*1.12*1.12 that is, 100(1.12)^2. And this process continues for n years. Hence, we get the formula as: A = P(1+i)^n

The formula to determine Mutual fund returns

Let P = Principal or initial investment, A = Accumulated amount at the end of the term n = number of years of investment (term of investment) i = assumed average rate of return per year in percentage Then, Mutual fund returns can be found out using the formula: A = P(1+r/12)^(12*t)

How Our Calculator Can Help You?

a) Calculate mutual fund returns that you have invested in. b) Determine the investment amount to reach financial goals. c) Compare returns from various types of mutual funds in India. d) Learn about how much your lumpsum investment can accumulate to at assumed rate.

Amount Invested

Total Gains

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FAQs

Think of the formula as planning a road trip. It gives you a rough estimate of how much rains you might have to face each day. Since mutual fund returns are unpredictable, it's like packing an umbrella for the financial weather - a cautious but fair guess of what to expect over the entire journey. It helps you plan realistically for the financial road ahead.

YES! It's like saying, "Sure thing, as long as you know how long you're in for the investment ride and can make a good guess about how much interest you might get, you're good to go!" It's all about keeping it easy and making sure you're on board with the plan.

No it does not. Tax stuff is like a personal puzzle and it depends on your situation and the kind of mutual fund you pick. So, for the nitty-gritty on post-tax gains, you'll need to dive into the tax details yourself.

No, it only takes into account the final fund value on the date of redemption. While it may work well in the case of a growth mutual fund, for other cases like IDCW, payouts in between are not accounted for.

Simply choose your initial contribution, projected annual return, and number of years invested, and you have your entire invested money, returns earned, and total amount out in a flash!