Mutual Fund Calculator

Calculate the future value of your mutual fund investment.

Track the real thing, not the estimate

The app follows your real money against this projection, month after month.

Trusted by 6L+ Indians · 4.7 rated

Your Inputs

Monthly investment

₹

Expected annual returns

Time period

yrs

Output

Corpus after 4yrs₹3.05 L

Invested amount₹2.4 L

Est. returns₹65.08 K

Corpus after 4yrs₹3.05 L

Invested amount₹2.4 L

Est. returns₹65.08 K

Amount investedTotal gains

Now that you know what your mutual fund can grow to, learn how to invest it better with the 1% Club

Learn More

About Mutual Funds

A mutual fund pools money from multiple investors and invests it across assets such as stocks, bonds and money market instruments, based on the fund. These investments are managed by a professional fund manager.

Our calculator lets you estimate returns for both lump-sum and SIP investments. Simply select how you plan to invest, enter your investment amount, expected rate of return and investment period, and the calculator will estimate how much your investment could grow to.

For a lump-sum investment, your entire amount is invested upfront and compounds over the full investment period. For an SIP, you invest a fixed amount at regular intervals, with each instalment compounding for a different period. The calculator uses the appropriate formula based on the investment type you select.

The formula to determine mutual fund returns

For a lump-sum investment, returns are calculated using compound growth: A = P(1 + r)ᵗ For an SIP, each monthly instalment gets a different amount of time to grow. The calculator therefore uses a geometric progression to calculate the accumulated value of all your SIP instalments. The calculator automatically applies the appropriate formula based on whether you select SIP or lump sum.

How our calculator can help you

a) Estimate how much your SIP or lump-sum investment could grow to. b) Determine how much you may need to invest to reach a financial goal. c) Compare different investment amounts, return assumptions and time periods. d) Understand how regular investing and compounding can help build wealth over time.

Mutual fund returns are market-linked and not guaranteed. The expected return entered in the calculator is an assumption used to estimate future value.